Douglas  E. Schwartz, Esq. - Law Offices of Foster & Mazzie, LLC

Recent Posts

Buckle Up Before That Summer Trip...and don't forget to buckle up the pets, too!
Be Careful Before You Send That Text!
Welcome to the Blog!


Basic & Special Insurance Policies
Safe Driving


May 2015
September 2013
May 2013

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Buckle Up Before That Summer Trip...and don't forget to buckle up the pets, too!

The hot weather is here already and whether you're headed up to lakes and mountains, or heading 'down the shore,' don't forget to use those seat belts and car seats!  And pet restraints, too!

Most of you are likely aware of New Jersey's seat belt law,N.J.S.A.39:3-76.2f, which requires the use of a seatbelt by occupants of all passenger vehicles, which includes vans, pick-up trucks, and sport-utility vehicles.  Any passenger, at least 8 years old but less than 18 years old, as well as the driver and front seat passenger must wear that seatbelt!

Be Careful Before You Send That Text!

We all know that texting and driving is a bad idea. You are also likely aware that use of a handheld cell-phone to either talk to someone or to text while you are operating the vehicle is against the law.  Under our motor vehicle laws, it is illegal to use a cell phone that is not "hands-free" while driving, except in certain specifically described emergency situations.  SeeN.J.S.A.39:4-97.3. 
However, a recent opinion of the Superior Court of New Jersey, Appellate Division, has articulated that the sender of a text may have legal liability to an injured party if the driver of a motor vehicle reads the text and, as a result of the distraction, becomes involved in a motor vehicle accident.

Welcome to the Blog!

Greetings...welcome to my new blog page, where I hope to keep you advised of recent developments in the law and how they can affect you.
$1-A- DAY  INSURANCE POLICIES (SPECIAL INSURANCE POLICIES):  Yes, citizens of this state (NJ) can get insurance policies for $1.00 a day if they are Medicaid eligible.   Those policies will only provide emergency medical coverage and liability coverage for property damage.    Should someone make a claim against that person for a bodily injury claim, there will be no coverage available, making the insured personally liable.
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